Course Catalogue



Welcome to Medicare Rights University (MRU)! Below you can see the courses we currently offer. If you are new to MRU, you can click the Preview button at left to take the first half of our Medicare Basics course for free. If you already have a subscription to MRU, please go to the upper right-hand corner and log in.

 
For individual subscribers: Core Curriculum and Special Topics courses cost $50, levels cost $200, and access to the full Core Curriculum costs $750. Each subscription offers one-year access to your selections.

Level 1: Medicare Basics

This level serves as a gateway to understanding Medicare. Throughout introductory MRU Level 1 courses, you will learn common insurance and health care terms, gain an understanding of Medicare eligibility requirements, and receive a broad overview of the fundamental components of Medicare.

Course 1: Health Insurance Terms

This course reviews commonly used insurance terms, so that you can begin to understand the language of health insurance and Medicare. In this course, you will learn helpful health insurance vocabulary that is important to know when discussing Medicare with colleagues and clients.

Course 2: Medicare Overview

This course provides an overview of Medicare, briefly touches on the different parts of Medicare, discusses Medicare eligibility rules, and reviews key differences between Medicare and another government-run program, Medicaid. Medicare is very complex, and it’s important to have a strong, fundamental understanding of the basics of Medicare before delving into more intricate and specific topics like Medicare coverage rules.

Course 3: Medicare Options

This course reviews Medicare options, discussing the two different ways that an individual with Medicare can receive Medicare benefits: Original Medicare and Medicare Advantage. This course will also review services excluded from Medicare coverage. In this course, you will learn the main differences between Original Medicare and Medicare Advantage and how these differences can affect access to health care services.

Course 4: Enrollment Periods

This course focuses on important Medicare enrollment periods, specific times during the year in which you can sign up for Medicare for the first time or make changes to your existing Medicare coverage. This course will also review penalties that you can incur if you don’t enroll into Medicare when you are first eligible to do so. In this course, you will learn the importance of making timely Medicare decisions, and how to choose options that best meet your needs.

Level 2: Medicare Coverage Rules

This level expands on baseline Medicare knowledge and elaborates on specific coverage rules for Medicare Parts A, B, C, and D. Throughout MRU Level 2 courses, you will secure a better understanding of Medicare enrollment periods and Medicare coverage rules, and learn important differences between Original Medicare and Medicare Advantage plans.

Course 1: Part A (Hospital Insurance)

This course reviews Medicare Part A, the part of Medicare that mainly covers inpatient hospital care, skilled nursing facility care, home health care, and hospice care. In this course, you will learn what Medicare Part A is, what Medicare Part A covers, and Medicare Part A costs.

Course 2: Part B (Medical Insurance)

This course reviews Medicare Part B, the part of Medicare that mainly covers outpatient care, doctors’ services, preventive care, home health care, and outpatient durable medical equipment. In this course, you will learn what Medicare Part B is, what Medicare Part B covers, and Medicare Part B costs.

Course 3: Part D (Medicare Prescription Drug Benefit)

This course reviews Medicare Part D, the Medicare prescription drug benefit. Medicare Part D is the part of Medicare that mainly covers outpatient prescription drugs. In this course, you will learn what Medicare Part D is, what Medicare Part D covers, and Medicare Part D costs.

Course 4: Medigap Plans (Supplemental Insurance)

This course reviews Medigap plans, a type of supplemental insurance that helps pay gaps in Original Medicare costs, like deductibles and coinsurances. In this course, you will learn what a Medigap plan is, what Medigap plans cover, and Medigap plan costs. We will also come to understand when someone with Medicare has the right to sign up for a Medigap plan.

Level 3: Appeals and Penalties

This level offers students more familiar with Medicare the information and skills needed to assist Medicare beneficiaries in appealing denials of coverage and navigating issues related to Medicare premium penalties. Throughout advanced MRU Level 3 courses, you will learn more about the different types of Medicare appeals and the steps necessary to successfully navigate the appeals process.

Course 1: Introduction to Appeals

This course provides an introduction and overview of Medicare appeals, the process you undertake if you disagree with Medicare’s coverage or payment decision on a health care service or item you receive. In this course, you will learn what a Medicare appeal is and how to appeal. You will also learn about important appeal notices and receive a few tips on how to appeal effectively.

Course 2: Original Medicare Health Appeals

This course provides greater detail about Original Medicare health appeals. In this course, you will learn what an Original Medicare health appeal is and how to appeal. You will also learn about the two types of Original Medicare appeal processes and receive tips on how to navigate these processes effectively.

Course 3: Medicare Advantage Health Appeals

This course provides greater detail about Medicare Advantage health appeals. In this course, you will learn what a Medicare Advantage health appeal is and how to appeal. You will also learn about the three types of Medicare Advantage appeal processes and receive tips on how to navigate these processes effectively.

Course 4: Medicare Part D Drug Appeals

This course provides greater detail about Medicare Part D drug appeals. In this course, you will learn what a Medicare Part D drug appeal is and how to appeal. You will also learn about the two types of Part D drug appeal processes and receive tips on how to navigate these processes effectively.

Course 5: Enrollment Penalties and IRMAA

This course reviews Medicare enrollment penalties and the Medicare Income-Related Monthly Adjustment Amount (IRMAA). In this course, you will learn ways in which enrollment penalties and IRMAA may be eliminated.

Level 4: Coordination of Benefits

This level provides advanced students with in-depth information on how Medicare works with other types of insurances, and how to navigate enrollment into low-income assistance programs. Throughout advanced MRU Level 4 courses, you will learn about Medicare coordination of benefits and how to screen Medicare beneficiaries for low-income assistance programs.

Course 1: Introduction to Coordination of Benefits

This course provides an introduction to the ways in which Medicare works with different types of health insurances. In this course, you will gain a general understanding of how Medicare works with insurance such as current employer insurance, retiree insurance and military benefits. You will also learn what primary, secondary, and tertiary insurance means and how this affects Medicare enrollment, coverage, and costs.

Course 2: Medicare and Other Insurances

This course reviews Medicare and employer-based health insurance. In this course, you will learn how Medicare coordinates with current employer insurance and former employer insurance. You will also learn how Medicare coordinates with non-military federal retiree health insurance, such as Federal Employee Health Benefits (FEHB), as well as military retiree health insurance like Veterans Affairs Benefits (VA) and TRICARE.

Course 3: Programs that Help Pay Medicare Health Costs

This course reviews programs that help pay Medicare health costs. In this course, you will learn how different assistance programs like Medicaid and Medicare Savings Programs (MSPs) work with Medicare to help pay your health care costs. You will also learn how to conduct screenings and enrollments for these benefits.

Course 4: Programs that Help Pay Medicare Drug Costs

This course reviews programs that help pay Medicare drug costs. In this course, you will learn how drug assistance programs like the Low-Income Subsidy (also known as Extra Help), State Pharmaceutical Assistance Programs (SPAPs), and Patient Assistance Programs (PAPs) help to pay your drug costs. You will also learn how to conduct screenings and enrollments for these benefits.

Special Topics

Special Topics courses address specific Medicare topics in detail. These courses will help you develop expertise in popular Medicare subject areas, such as the annual Medicare Fall Open Enrollment Period, effects of the Affordable Care Act (ACA) on Medicare, and Medicare coverage of specialty services. These courses are offered for single purchase, so that you can tailor your selections to your specific needs. Keep in mind that the Special Topics section of Medicare Rights University continues to grow, so please check back to find new courses. Please also feel free to let us know of new courses that could help you in your work.

Medicare Fall Open Enrollment

This course provides an overview of Medicare Fall Open Enrollment, the time of year during which people with Medicare can make changes to their existing Medicare coverage. In this course, you will gain a better understanding of Medicare Fall Open Enrollment, learn about the important changes people with Medicare can make during this time, and find out how to most effectively take action to meet your health care needs.

Proposals to Protect and Grow Medicare

This course provides an overview of the Medicare population and current policy proposals under consideration that would change the Medicare program, often by shifting new costs to beneficiaries themselves. In order to understand the impact such proposals could have on the Medicare population, it is important to understand the financial pressures that many people with Medicare already face, and how proposals could increase these pressures. In this course, you will become familiar with the history of Medicare, learn about the population that Medicare serves, and explore a series of Medicare policy proposals and how they could affect people with Medicare and their families. This course also explores proposals that would reduce Medicare spending without placing an additional burden on beneficiaries.

The Affordable Care Act and Medicare: Medicare and the Marketplaces

This course provides an overview of the Affordable Care Act, also known as Obamacare or health reform, and how the Affordable Care Act affects the Medicare program. In particular, this course provides important information on one of the Affordable Care Act’s most sweeping changes to the U.S. health care system: the creation of the Health Insurance Marketplaces, also known as Exchanges. In this course, you will become familiar with Affordable Care Act provisions that have benefited individuals with Medicare, and learn how the Marketplaces affect individuals who already have Medicare, as well as individuals who will soon become eligible for Medicare.

Medicare Coverage of Durable Medical Equipment (DME)

This course provides important information on Medicare coverage of Durable Medical Equipment, or DME. In this course, you will become familiar with the definition of DME, according to Medicare rules. You will also learn Medicare coverage requirements that individuals must follow in order for Medicare to pay for DME they need. Additionally, you will learn about coverage rules for renting, buying, fixing, and replacing DME. Finally, the course will introduce you to the differences between Original Medicare and Medicare Advantage coverage of DME.

Apply group rates: